I cannot significantly explain just how elated I was to get away from the company that I had been at for 7 years as an employee and break out on my own instead. I had worked at a variety of other companies, prior to the one I last left, and I was done putting up with it. But while working on your own can come with some very positive things, I learned I would also face some struggles, too. One of them was having trouble getting a mortgage, but then I learned that there are mortgages for contractors that can really help.
When you work for a large company, many places that offer credit seem to learn more toward trusting your work because it is backed by a large company. This is, of course, even more true when you have worked at that reputable business for many years. I really had little problem with obtaining credit when necessary when I was employed by someone else.
The first that I tried to secure a new home of my own, I was shot down rather quickly. I was incredibly tired of living the apartment life, and I just needed a place where my wife, our daughter and our dog had more room to spread out. My wife and I had also been talking about having another child, but we did not want to have that happen while living in a cramped, one-bedroom apartment. I found myself wondering if I had made a mistake in becoming an independent contractor so quickly.
Research is all that I needed to do to learn that it is possible to get credit when you’re a hardworking freelancer. This is how I learned that there are companies out there that cater to people like me. After getting their help, I was able to start the paperwork that led me to getting a new home with my spouse very soon afterward.